Paycheck Budget {26 pages}

Are you ready to STOP living paycheck-to-paycheck? GET THE PAYCHECK BUDGET SYSTEM THAT WILL CHANGE YOUR MONEY LIFE.   FIND THE EASY ANSWERS FOR BUDGETING SUCCESS! Just a few short years ago, my husband was the only income for our family. He made $11 an hour – $17,000 a year – working a very tough and physically demanding job. We struggled.  I had to make the decision more than once to either live off of beans and rice or pay the electric bill.  Our thermostat was kept at 60 degrees all winter just to keep our bills low.  We ate beans and rice because we had nothing else to eat in the house.   I played “debit card roulette” – where I’d go to pay for something and never know if I was going to get my card declined or not.  We bought new clothes as infrequently as possible. And when we did need to buy something, we could only afford to shop at the Goodwill.  I always found myself with too much month at the end of my money.  Too many bills that were stacking up in front of my empty bank acc