Taylor SS Milly cash envelope wallet

This wallet is made of a tan vegan leather body, with a black ridged pen flap embellished with gold studs. It has a tan faux suede interior, with gold hardware throughout. The item comes with the detachable pen on the flap included in the purchase. As a cash saving wallet that uses the cash envelope system, this wallet comes with five budgeting sections/PVC envelopes  for areas that we often have to keep track of on a weekly basis (Commute, Beauty, Groceries, Shopping and Fun&Food). It also comes with card holders (total of 6 cards) and an extra zipper envelope for receipts, coins or other miscellaneous keepsakes. Dimensions are 8"H x 4"W x 3"D Decorative charms are sold separately.