Financial Literacy Basics: Building Smart Habits For Spending & Saving

Overview Managing money is a critical life skill, and this workshop equips middle school students with the knowledge and tools to make smart financial decisions. Topics include the differences between checking and savings accounts, how debit and credit cards work, the importance of tracking spending, and strategies for setting financial goals. Through practical examples and easy-to-understand guidance, participants will build the foundation for lifelong financial success and avoid common mistakes like overdraft fees. Objectives Understand the purpose and differences between checking and savings accounts. Learn how debit and credit cards work and how to use them responsibly. Recognize the importance of tracking spending to avoid overdraft fees. Develop habits for setting savings goals and making informed financial decisions. Explore best practices for keeping banking information safe and secure. Duration: 7-10 mins Benefits Accessible 24/7 Unlimited institutional acc