Fair Lending and Equal Opportunity Laws - "Intensive Study"

Need Help? Call us today toll-free at 1-800-865-8550 Press 1 for SalesCOURSE DESCRIPTION: The Fair Lending and Equal Opportunity Laws - "Intensive Study" course will introduce the audience to various fair lending laws and regulations, including the Equal Credit Opportunity Act. The course will explain the various laws and how they are applied in the mortgage industry. We will identify the protected classes and requirements to stay in compliance. This class will also identify consequences of being out of compliance and discuss the impacts to a business. This course is intended for originators, processors, underwriters, and compliance specialists. COURSE OUTLINE: Consumer Protection Background Unfair, Deceptive or Abusive Act or Practices Overview Home Mortgage Disclosure Act Overview Federal Housing Act Overview Equal Credit Opportunity Act Overview Overt Discrimination Disparate Treatment Disparate Impact Consequences of Non-Compliance In the News Your role in Fair Lending Resources M