Winter Theme Spending Trackers (Printable)

Do you love the idea of using the cash envelope method, but don't have access to cash? Maybe you prefer to use your credit card to take advantage of travel rewards or cash back bonuses? If this sounds like you, the cashless envelope method is the perfect solution. The most critical step in creating a successful budget is figuring out where your money is going. Track your spending and stop overspending by using these cashless envelope trackers. To use the cashless envelope trackers, print and cut them out,  and carry them with you in your purse or wallet. Every time you make a purchase, instead of using cash, write the transaction on your tacker and keep an updated balance of how much you have left to spend for each of your budget categories. If you want to learn more about using and implementing the cashless envelope system, you can read my full step-by-step guide here. *If you want to carry these in your purse or wallet, I recommend printing them out on heavy-duty cardstock, so they a