Smart Money Moves Scratch-Off Savings Scratch & Save Challenge – Minimalist Cash Envelope System it’s – Laminated, Reusable, Fits Ring & Discbound Cash Envelope Systems

Make saving fun, motivating, and stylish with our Smart Money Moves Laminated Scratch-Off Savings Challenges. Designed to fit seamlessly into personal ring and discbound cash envelope systems, these trackers are perfect for building consistent savings habits without feeling overwhelming. Sold individually.  Each card features bold black scratch-off circles that hide your savings amounts—simply scratch as you go and watch your progress add up! Once you reach your total, you’ll know exactly how much you’ve saved while keeping it exciting along the way. Options include: Budget & Save – Save $50 Be Frugal – Save $60 Stay Frugal Scratch & Save - $50 Stay Frugal Scratch & Save - $80 Why You’ll Love Them: Laminated & durable for long-term use Fits personal ring binders and discbound cash systems Scratch-off design makes saving interactive and fun Helps build consistency with small, achievable goals Perfect for sinking funds, budgeting, or cash stuffing challenges Processing &a