Zero-Based Budget Template

Finally! An easy-to-use zero-based budget template that allows you to get a handle on your finances.  I created this downloadable budget spreadsheet with you in mind if you are new to budgeting or having trouble sticking to one.  When you're just starting out, using a complicated tool can cause overwhelm due to its unneccessary complexity. As a result, you will more than likely throw in the towel when it comes to keeping up with your budget. Your first budget should really be easy to manage and keep up with to help you get a handle on your finances.  This simple zero-based budget template is basically the digital version of the paper-and-pencil template provided in The Ultimate Finanical Planner & The Budget Mastery Binder. While there are a number of budget templates available across the internet, many of them are too complicated. And the more confused you are about the tool you're using, the less likely you'll keep up with your budget because it's "just too complicated." Don't le