Before Personal Finance: Ages 8-12

Before Personal Finance When your child is on the edge of the teen years and itching to spend every dollar in sight, it's the perfect time to introduce Before Personal Finance. This hands-on, story-driven course walks your student through a simulated life from ages 13 to 22—complete with surprise expenses, budgeting choices, and lessons in generosity, all wrapped up in a fun, game-like format. Each lesson starts with a bite-sized two-page overview, then dives into real-life financial decisions: Will he splurge or save? Donate or delay gratification? The leftover funds from one "year" become the savings for the next, so every choice counts. To keep things exciting, each lesson includes a virtual spin-the-wheel moment—because life has a way of throwing in the unexpected. Quizzes at the end of every lesson help reinforce what your child has learned, and all answers and extra resources are available online for easy access. Whether your child zips through a lesson in a day or you stretch