
Life & Health Essentials Learning Guide - January 2024 Edition - Digital PDF
This is the Digital PDF. Upon purchase, you'll receive an email with download instructions. This learning guide covers Life & Health Essentials, part of the Certified Insurance Service Representative designation program. This learning guide covers six main sections: · Introduction to Life & Health · Term and Permanent Life Insurance · Common Characteristics of Life Insurance Concepts · Healthcare Policies · Federal Regulation and Consumer-Driven Health Plans · Medicare Section 1: Introduction to Life & Health In this section, you will acquire essential understanding of concepts associated with a basic life insurance contract, including the parties to the contract, requirements an individual or entity must satisfy to be insured, and the application process itself. You will also begin to recognize the role of underwriters in the application process, and the role of the application in assigning rating categories based on insurance risk. Sec